Financing Information

RC Homes Preferred Lenders 

In our 40+ years of building and settling homes, we have learned that the main reason settlements get delayed is due to mortgage and title company problems. Quite simply, some companies do not do everything they are supposed to do. 

Through a thorough and competitive search process, our team selected two preferred lenders who offer not only attractive rates, but also meet our high standards of service and responsiveness. 

Benefits of Our Preferred Lenders

1. Save Money - Exclusive for Rouse Chamberlin Homes. Preferred Lenders will provide buyers with a 1/2-point credit to be used towards closing costs or to buy down your rate. 
   


2. Dependability - Funds available on time at settlement allowing you to move in on time.


3. Reduced Deposit - Using our Preferred Partners lets you keep more money in your pocket.


4. Service Excellence - Outstanding service from pre-approval today of closing and every step in between.


5. No Surprises - Receive your settlement sheet a week prior to settlement, giving you time to review and arrange funds. No last minute surprises.

Loan Application

Along with selecting the right lender to guide you through the process, one of the first and most important items that will require your attention is submission of a mortgage application. This must be completed within 10 days of the date of your Agreement of Sale.

This application is more involved than any pre-qualification. You must accurately and completely disclose all of your financial information. Overlooked items or inaccurate data can delay or even totally stop the process of obtaining a loan. Your chosen lender must completely and accurately understand your particular financial circumstances to authorize a mortgage for your new home. We recommend discussing any and all concerns you may have regarding your assets, income or credit.