We went from living in a townhouse to owning our first single family home. We love it. Everyone did such a great job starting Danielle at the Design Center and the Project Manager. Walkthrough with the project manager was very informative. He went over everything with us, and even impressed our Realtor who has been in the business for 20-years. Our Realtor said that was the best walkthrough he had ever been on.
Financing Information
Financing Your
New Home
Our goal is to make the homebuying experience as pleasant and stress-free as possible. We want our buyers to have not only attractively-priced mortgage loans, but a smoother, hassle-free experience in getting a mortgage – which is equally as important. If you prepare yourself, things can go smoothly from the start.
RC Homes Preferred Lenders
In our 40+ years of building and settling homes, we have learned that the main reason settlements get delayed is due to mortgage and title company problems. Quite simply, some companies do not do everything they are supposed to do.
Through a thorough and competitive search process, our team selected two preferred lenders who offer not only attractive rates, but also meet our high standards of service and responsiveness.
Benefits of Our Preferred Lenders
- Save Money - Exclusive for Rouse Chamberlin Homes. Preferred Lenders will provide buyers with a 1/2-point credit to be used towards closing costs or to buy down your rate.
- Dependability - Funds available on time at settlement allowing you to move in on time.
- Reduced Deposit - Using our Preferred Partners lets you keep more money in your pocket.
- Service Excellence - Outstanding service from pre-approval today of closing and every step in between.
- No Surprises - Receive your settlement sheet a week prior to settlement, giving you time to review and arrange funds. No last minute surprises.
PREFERRED | NON-PREFERRED | |
Base Price/Lot Premium | 5% | 10% |
Structural Options | 5% | 25% |
Non-Structural Options | 0% | 25% |
Loan Application
Along with selecting the right lender to guide you through the process, one of the first and most important items that will require your attention is submission of a mortgage application. This must be completed within 10 days of the date of your Agreement of Sale.
This application is more involved than any pre-qualification. You must accurately and completely disclose all of your financial information. Overlooked items or inaccurate data can delay or even totally stop the process of obtaining a loan. Your chosen lender must completely and accurately understand your particular financial circumstances to authorize a mortgage for your new home. We recommend discussing any and all concerns you may have regarding your assets, income or credit.
Jamie Delp
Jamie started his mortgage lending career in 2007 and quickly became a top producer, leader, and Sales Manager due to his passion, determination, and focus on customer service. Jamie was a member of the Leaders Club for the past seven years, specializing in new construction financing, re-sale purchase and refinance. He joined Univest Bank and Trust Co. as Vice President, Area Sales Manager in late 2017. Jamie chose Univest because of its core values aligned with his own and as well as the desire to focus on the needs of his local community.
Jamie participates in local industry groups with hopes to positively impact development and give back to those in need in the communities he serves. He is active with various organizations such as the Upper Perkiomen Youth Baseball Association, Montgomery County Association of Realtors, and the Montgomery County Chamber of Commerce. He is also a member of the Home Builders Association of Bucks & Montgomery Counties as well as the Home Builders Association of Chester & Delaware Counties. Jamie is a multi-year award winner of the Five-Star Mortgage Professional Award, as advertised in Philadelphia Magazine.
Jamie earned his Bachelor of Arts degree in Criminal Justice at Bloomsburg University. When he isn’t working hard for his clients or advocating for the local communities, Jamie enjoys spending time with his wife and three children, attending Philly sports events with his friends, hitting a few rounds of golf, and exploring new roads on a long motorcycle ride.
Contact Jamie, today!
Email: delpj@univest.net
Phone: (215) 353 - 7211
www.JamieDelp.com
Bill Ferry
Backed by over 13 years of mortgage lending experience, Bill Ferry joined Draper and Kramer Mortgage Corp. in 2015 and is currently licensed in Delaware and Pennsylvania.
Bill believes that honesty and integrity are the two components of his business that set him apart from others within his industry. These two factors have played an integral role in his building of a quality network of business partners, and have contributed to his success in obtaining the best financing options for his clients.
Bill’s goal is to customize every loan to match each client’s individual needs. Through this process, he educates each client on how their unique qualifications will affect their loan for better or worse. He strives to ensure that his clients’ decisions are based upon complete information, and not just the typical “rate and fee” quote. Bill maintains that each client and every business partner deserves a “Superior experience”, which includes reliable, hands-on, personalized attention that is always delivered with a high degree of customer service.
Bill earned a Master’s Degree in Business Administration at Widener University. He and his wife, Jackie, are proud parents of two beautiful daughters, Melinda and Lauren. They reside in Garnet Valley, Pennsylvania. When Bill is away from the office, he spends his time officiating high school football, attending Philadelphia Phillies baseball games and spending time with his family.
Contact Bill, today!
Email: bill.ferry@dkmortgage.com
Phone: (610) 996 - 4602
www.dkmortgage.com/ferry/
HOW TO PROCEED
At no point do we want homebuyers to feel overwhelmed. For first-time buyers who may worry, this does not have to be a difficult process.
With your permission, we will notify our preferred lenders that you are a potential Rouse Chamberlin Homes buyer. Afterward, you will be contacted as to how to proceed.
If you would like to reach out to either preferred lender directly, you may do so.
Note: Preferred lenders will collect an upfront third-party appraisal fee at the time of full mortgage application. Rouse Chamberlin Homes receives no compensation from these preferred partners.
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